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TERMS AND CONDITIONS OF USE

Please carefully read the Terms and Conditions of Use (the "Terms"). The QBI Financial, LLC (“QBI”) web site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your access to or use of our web site signifies that you understand and agree to be bound by the Terms. If you do not agree to be bound by or comply with these Terms, do not access or use our web site.

 

This web site is owned and operated by QBI, a Delaware limited liability company, located in Charlotte, North Carolina, United States of America, and registered with the U.S. Securities and Exchange Commission as an investment adviser under the Investment Advisers Act of 1940 (Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training). QBI is a wholly-owned subsidiary of Asset Growth Partners, LLC, a Delaware limited liability company. iSteps Financial is a division of QBI.

 

A copy of QBI’s form ADV can be found at https://www.adviserinfo.sec.gov/IAPD/IAPDFirmSummary.aspx?ORG_PK=286639.

 

INTENDED AUDIENCE AND PURPOSE

The information provided on our web site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject QBI or any of its products to any registration requirement within such jurisdiction or country. We assume no responsibility for access to this website by any person located within a country or jurisdiction where such access would be contrary to any law or regulation in that country.

 

Our web site and its contents are for informational purposes only and do not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced on or through our web site. Further, our web site and its contents do not constitute an offering or recommendation by QBI of any transaction, product or service, including securities transactions and investment management or advisory services. QBI does not provide investment advice, tax advice, or legal advice through this web site, and you agree that this web site will not be used by you for such purposes. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by QBI), will be profitable or equal any historical performance level(s). All investments involve the risk of loss.

 

As a condition of your use of our web site, you warrant to us that you will not use our web site for any purpose that is unlawful or prohibited by these Terms. You may not use our web site in any manner which could damage, disable, overburden, or impair our web site or interfere with any other party's use and enjoyment of our web site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through our web site.

 

LINKS TO THIRD PARTY SITES

Our web site may contain links to other web sites ("Linked Sites"). The Linked Sites are not under our control and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. We are also not responsible for webcasting or any other form of transmission received from any Linked Site. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site or any association with its operators.

 

MODIFICATION OF THESE TERMS OF USE

We reserve the right, in our sole discretion, to change, modify, add or remove Terms or portions thereof at any time. Any changes, modifications, or additions to, or deletions from the Terms shall be effective upon posting on this website. If you use this website after we post changes to the Terms, you accept the Terms as changed.

 

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE QBI WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. QBI AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE QBI WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE QBI WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

 

QBI AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE QBI WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. QBI AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

 

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL QBI AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE QBI WEB SITE, WITH THE DELAY OR INABILITY TO USE THE QBI WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE QBI WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE QBI WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF QBI OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE QBI WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE QBI WEB SITE.

 

TERMINATION/ACCESS RESTRICTION

QBI reserves the right, in its sole discretion, to terminate your access to our web site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of North Carolina, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Charlotte, North Carolina, U.S.A. in all disputes arising out of or relating to the use of our web site. Use of our web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

 

You agree that no joint venture, partnership, employment, or agency relationship exists between you and QBI as a result of this agreement or use of our web site. QBI's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of QBI's right to comply with governmental, court and law enforcement requests or requirements relating to your use of our web site or information provided to or gathered by us with respect to such use.

 

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and QBI with respect to our web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and QBI with respect to the QBI web site.

 

A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

 

COPYRIGHT AND TRADEMARK NOTICES

All contents of the QBI web site are: Copyright 2017 by Asset Growth Partners, LLC and/or its suppliers. All rights reserved.

 

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.